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Refinance Your Home

A mortgage refinance can be rewarding in many ways. You can take advantage of lower interest rates to reduce your monthly payment, take cash out or simply pay off the loan early. Whatever your goal may be, we can help.

  • Lower Your Payment – Do you want to refinance your home loan to take advantage of low interest rates and reduce your monthly payment? We have many options that can help.

  • Consolidate Debt – Ready to consolidate your high-interest bills to get better control of your budget? Find out how a home refinance can help you reach your goals.

  • Adjustable Rate Mortgage (ARM) to a Fixed Rate - Have an adjustable rate mortgage where the fixed period is coming to an end soon? Check our refinance mortgage rates and decide if now is the right time to act.

  • Get Cash Out of My Home - Need cash for a college education or another pressing need? Find out how you can refinance your home and achieve your goals.

Check Home Refinance Rates

How Applying for a
Mortgage Refinance Works

  • Step 1: Contact PNC Mortgage - Use the Loan Officer search tool to find a PNC Mortgage Loan Officer in your area.

  • Step 2: Discuss Loan Options with a Mortgage Professional -One of our loan officers will carefully listen to your needs, analyze your financial situation, review our refinance mortgage rates, then present the solutions that best match your situation .

  • Step 3: Submit an Application - Once you have decided the type of loan you would like, one of our loan officers will help you complete an application.

  • Step 4: Get a Decision - Close on-time with PNC Mortgage Advantage® -- our money-backed guarantee program.

2 PNC Mortgage Center is a service mark of the PNC Financial Services Group, Inc.

Get Started

Fill out a short form to get the home financing process started.

Get Started

Other ways to apply

Call 1-877-508-3339

Mon - Thur: 8am - 10pm ET
Fri: 8am - 6pm ET
Sat: 10am - 4pm ET

Find a loan officer

Already Applied, Need Help?

Call 1-877-762-4685

M - F: 8am - 9pm ET

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© 2014 The PNC Financial Services Group, Inc. All rights reserved. Bank deposit products and services provided by PNC Bank, National Association, Member FDIC. PNC is a registered service mark of The PNC Financial Services Group, Inc ("PNC"). PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Terms and conditions of the offer subject to change without notice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.