Whether you’re relocating or refinancing, we know you don’t need additional stress and uncertainties. With the PNC Mortgage Advantage®, we help you reduce worries during the closing process of the loan.
1 For Conventional purchase transactions, the earliest Guarantee Date is the contract closing date, not to be less than 22 days from application. For Government-FHA purchase transactions, the earliest Guarantee Date is the contract closing date, not to be less than 30 days from application. For Government-VA purchase transactions, the earliest Guarantee Date is the contract closing date, not to be less than 45 days from application.
For Conventional and Government (FHA/VA) refinance transactions, the earliest Guarantee Date is the interest rate lock expiration date, or a minimum of 45 days from application. Note: a "pre-lock" does not qualify as the interest rate lock date for the Closing Date Guarantee Program. For refinance transactions, PNC Mortgage will pay you $500 if we do not disburse the funds for your mortgage by your rate lock expiration date.
The Guarantee is valid if:
Exclusions and Limitations.
Products, loans and transactions that are excluded from this Guarantee include: Home Equity Line of Credit; FHA 203k; Rural Housing; Housing Finance Bonds; Grants; down payment assistance programs; State or Local tax credits; Reverse Mortgages; or loans that require subordination of a second lien.
The Guarantee is not valid if:
The Guarantee is not assignable or transferrable and we reserve the right to withdraw, terminate, or amend this Guarantee at any time without notice except for eligible purchase or refinance transactions submitted prior to our withdrawal, termination or amendment.
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