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Mortgage Interest Rates

We have shown home loan rates and payments on just a few of the products available to you at PNC Mortgage. Your actual mortgage interest rate will depend on your own financial situation, property type, market and several other factors. View Rate Assumptions »

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Other loan options - PNC offers a wide variety of mortgage options to meet your needs.

  • Adjustable Rate Mortgages
  • FHA Mortgages
  • VA Mortgages
  • Jumbo Mortgages

Loan Quote Assumptions:

Rates and payments quoted above are based on loans secured by property in the city of Chicago, IL. Rates and payments, closing costs and points vary by property location, loan type and individual borrower credit and income characteristics. All rate quotes above are based on the following assumptions and are subject to change without notice:

  • Purchase or rate and term refinance of a primary residence
  • Property is a one unit single family dwelling
  • Monthly payments quoted do not include taxes or insurance
  • Closing costs are paid out of pocket
  • Debt-to-income ratio is below 40%
  • Credit score is greater than 740
  • Rates are valid for 45 day locks on Refinances and 30 day locks on Purchase transactions
  • Loan-to-value ratio is less than 80%
  • You do not have a second mortgage

Mortgage rates are subject to change without notice at any time until you have locked a loan. Actual rate and payment will vary based on your specific situation. Some products may not be available in your state. Some restrictions may apply.

*Notice Regarding Adjustable Rate Mortgages: Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.

**Notice Regarding Interest Only Mortgages Interest only loans provide for payment of interest only for a set period of time, and payment of principal and interest for the remainder of the loan term. Interest only payments do not reduce principal. At the end of the interest only period, your monthly payment will increase, possible substantially, because you will be required to pay down the outstanding principal and all accrued interest.

 

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