Woman on phone and computer.
Skip Navigation Links Home > My Mortgage > Payment Options >Electronic Funds Transfer (EFT)

Electronic Funds Transfer (EFT)

There are many advantages to using an electronic funds transfer (EFT) to make your monthly mortgage payment.

An Electronic Funds Transfer (EFT) makes paying your mortgage even easier...

Never write another check for your monthly mortgage payments!

Easy...FREE...and time-saving

When you sign up for EFT on your PNC Mortgage loan, you'll save time because there are no checks to write, no payments to mail, and no coupon books to manage. And best of all, if you choose to have additional funds applied to the principal balance of your loan each month, you could save thousands in interest expense by paying off your mortgage faster!

Works with most financial institutions

Most financial institutions in the U.S. participate in the automated clearing house system, this allows PNC Mortgage, with your permission, to access your account for a payment each month.

Convenient and worry-free

Because it's automatic, you don't have to do a thing! Each withdrawal appears as a deduction on your financial institution's monthly statement. We will notify you of your first automated payment date, so be sure to continue making your payments on time until EFT begins.

Get Started

Equal Housing Lender logo Member FDIC logo
© 2014 The PNC Financial Services Group, Inc. All rights reserved. Bank deposit products and services provided by PNC Bank, National Association, Member FDIC. PNC is a registered service mark of The PNC Financial Services Group, Inc ("PNC"). PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Terms and conditions of the offer subject to change without notice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.