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Mortgage Types

No two customers are alike. That’s why we have a number of different types of home loans to choose from. Whether you’re a first-time home buyer, purchasing a second home or ready to refinance, we offer competitive interest rates and a number of home loan options designed to suit your needs.

This loan is good for… Loan Features
Loan Types Securing a Fixed Rate Lowering Your Payment Building Equity Quickly Pay Debt/ Get Cash Out Fixed Rate Period Pre-Payment Penalty
Fixed Rate Mortgage
Dependable and secure – it’s our most popular mortgage loan type.		 Yes Yes Yes Life of Loan None
FHA Loans
These government insured loans are excellent in most situations.		 Yes Yes Varies 5 to 10 years None
No Mortgage Insurance
This might be a great option for you.		 Yes Yes Yes Yes Life of Loan None
Interest Only Loans
These mortgages require only interest payments for 10 years!		 Yes Yes Yes Life of Loan None
Extra Low Payment ARMs
The name says it all - this is a great solution if you need more cash monthly.
 Yes Yes Life of Loan None
Jumbo Loans
This mortgage type offers larger loan amounts, but requires special financing.		 Yes Yes Yes Life of Loan None
VA Mortgages
If you served in the U.S. military, this loan type might be your best option.
 Yes Yes Yes Yes Life of Loan None

Interest-Only payments pay only the accrued interest on the loan each month, and do not reduce the principal balance. When fully amortizing payments become due, monthly payments could increase substantially above the initial Interest-Only payment amount. Please read all product disclosures carefully for complete details of loan features. A pre-payment penalty may apply. If a reduced documentation option is used to qualify for financing, this may result in higher costs and/or an increased interest rate.

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© 2012 The PNC Financial Services Group, Inc. All rights reserved. Bank deposit products and services provided by PNC Bank, National Association, Member FDIC. PNC is a registered service mark of The PNC Financial Services Group, Inc ("PNC"). PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Terms and conditions of the offer subject to change without notice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.

Interest-Only payments pay only the accrued interest on the loan each month, and do not reduce the principal balance. When fully amortizing payments become due, monthly payments could increase substantially above the initial Interest-Only payment amount. Please read all product disclosures carefully for complete details of loan features. A pre-payment penalty may apply. If a reduced documentation option is used to qualify for financing, this may result in higher costs and/or an increased interest rate.