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Quick Rates

Get rate and payment information on just a few of the products available to you at PNC Mortgage. For your convenience we've even listed several popular products that we don't currently quote online. For more information about those products Contact Us.

Click to view our rate assumptions.

Fixed Rate Mortgages

Great low rates and a secure monthly payment make fixed rate mortgages our most popular option.
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FHA Mortgages

A few benefits of an enhanced FHA include:

  • Higher maximum loan amounts
  • Flexible credit and income requirements
  • Ability to borrow up to 95% the value of your home
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Interest Only Mortgages**

These loans are great for people who prefer to keep their mortgage payment as low as possible.

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Adjustable Rate Loans*

Adjustable Rate Mortgages are a great way to get a low introductory rate and payment.
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Loan Amounts Greater than $417,000

Looking for a loan greater than $417,000? PNC Mortgage has a number of options that will meet your needs.
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VA Home Loans

Flexible credit guidelines, great rates and the ability to borrow up to 100% of the value of your home makes the VA loan one of the best mortgages on the market. PNC Mortgage is proud to help veterans take advantage of this great benefit.
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Loan Quote Assumptions:

Rates and payments quoted above are based on loans secured by property in the state of Ohio. Rates and payments, closing costs and points vary by property location, loan type and individual borrower credit and income characteristics. All rate quotes above are based on the following assumptions and are subject to change without notice:

  • Purchase or rate and term refinance of a primary residence
  • Property is a one unit single family dwelling
  • Closing costs are paid out of pocket
  • Debt-to-income ratio is below 40%
  • Credit score is greater than 720
  • Rates are valid for 45 day locks 
  • Loan-to-value ratio is less than 75%
  • Up to 1 point of origination is charged. In addition to the origination discount points may also be charged
  • You do not have a second mortgage

Mortgage rates are subject to change without notice at any time until you have locked a loan. Actual rate and payment will vary based on your specific situation. Some products may not be available in your state. Some restrictions may apply.

*Notice Regarding Adjustable Rate Mortgages: Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.

**Notice Regarding Interest Only Mortgages Interest only loans provide for payment of interest only for a set period of time, and payment of principal and interest for the remainder of the loan term. Interest only payments do not reduce principal. At the end of the interest only period, your monthly payment will increase, possible substantially, because you will be required to pay down the outstanding principal and all accrued interest.

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The PNC Financial Services Group, Inc. ("PNC") provides investment and wealth management, fiduciary services, FDIC-insured banking products and lending and borrowing of funds through its Subsidiaries, PNC Bank, National Association and PNC Bank, Delaware, and National City Bank, which are Members FDIC. Securities products and brokerage services are offered through PNC Investments LLC and/or NatCity Investments, Inc., registered broker-dealers and members of FINRA, and SIPC. Insurance products and advice may be provided by PNC Insurance Services LLC and/or National City Insurance Group, Inc, licensed insurance agency affiliates of PNC, or by licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate will receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax or accounting advice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.