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First-time Homebuyer

When you’re thinking about buying a home for the first time, it can seem overwhelming. We can help. Let us take the guesswork out of the process with our easy information and simple explanations.

Consider these great loan options:

Fixed Rate Mortgage

A fixed-rate mortgage will give you peace of mind knowing your payment will never change. If you want to reduce high payments from a rising ARM, balloon or shorter-term mortgage, this may be the answer.




FHA Mortgage

With higher maximum loan amounts, lower down payments required, and flexible credit and income guidelines  - an FHA mortgage may be the perfect home purchase loan for you. Both fixed and adjustable rates are available.




Adjustable Rate Mortgage

If having the lowest possible monthly payment is your goal then you may want to explore Adjustable Rate Mortgages. Find out details about how adjustable rate mortgages work, and how to decide when this option is right for you.




VA Mortgage

Flexible credit guidelines, great rates and the ability to borrower up to 100% of the value of a home makes the VA loan one of the best mortgages on the market. PNC Mortgage is proud to help veterans take advantage of this great benefit.




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The PNC Financial Services Group, Inc. ("PNC") provides investment and wealth management, fiduciary services, FDIC-insured banking products and lending and borrowing of funds through its Subsidiaries, PNC Bank, National Association and PNC Bank, Delaware, and National City Bank, which are Members FDIC. Securities products and brokerage services are offered through PNC Investments LLC and/or NatCity Investments, Inc., registered broker-dealers and members of FINRA, and SIPC. Insurance products and advice may be provided by PNC Insurance Services LLC and/or National City Insurance Group, Inc, licensed insurance agency affiliates of PNC, or by licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate will receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax or accounting advice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.