Couple on bench using laptop computer.

Online Payment Options

Making a payment to PNC Mortgage is fast, easy and secure. Review and compare your options below.

Online Payment Options

Details How does it work? Cost

Speedpay Pay your mortgage using Speedpay from any account, including accounts at other banks.** Payments made by 6 p.m. ET are applied to your loan the same day.

Payments made after 6 p.m. will be accepted, but will not be applied to your loan until the following business day.

Free for payments made on or before 6 p.m. ET the 1st business day of the month for current customers.

$5.00 for payments made after 6 p.m. ET the 1st business day through the 13th business day of the month.*

$12.00 for payments made on the 14th business day through the end of the month.*

*Unless otherwise restricted by state law.

Learn More
Electronic Funds Transfer Pay your mortgage using Electronic Funds Transfer (EFT) from any account, including accounts at other banks.
When you sign up for EFT on your PNC Mortgage loan, you'll save time because there are no checks to write, no payments to mail, and no coupon books to manage. And best of all, if you choose to have additional funds applied to the principal balance of your loan each month, you could save thousands in interest expense by paying off your mortgage faster!

Free Learn More

PNC Online Banking

National City Online Banking

Pay your PNC Mortgage mortgage online from your PNC or National City checking account with the click of a mouse.
Return each month to make your payments or set up automated recurring payments for the ultimate in convenience!

Payments made by 7 p.m. ET on any business day are applied to your loan effective that same business day.

Payments submitted after 7 p.m. ET on any business day or at any time during a weekend or holiday will be applied to the receiving account effective the next business day.

Free PNC Bank
National City

**Construction Loan Payments cannot be submitted through our Speedpay service.

Equal Housing Lender logo Member FDIC logo
The PNC Financial Services Group, Inc. ("PNC") provides investment and wealth management, fiduciary services, FDIC-insured banking products and lending and borrowing of funds through its Subsidiaries, PNC Bank, National Association and PNC Bank, Delaware, and National City Bank, which are Members FDIC. Securities products and brokerage services are offered through PNC Investments LLC and/or NatCity Investments, Inc., registered broker-dealers and members of FINRA, and SIPC. Insurance products and advice may be provided by PNC Insurance Services LLC and/or National City Insurance Group, Inc, licensed insurance agency affiliates of PNC, or by licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate will receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax or accounting advice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.