Home

Tell Me About Streamlined Refinance Loans

Depending on what type of loan you currently have, you may qualify for a Streamlined Refinance Loan. A Streamlined Loan can save you time and hassel by significantly reducing the amount of documentation required to qualify.

Streamlined Loan Bottom Line Benefits:

  • May be able to reduce required income and asset documentation.
  • A new home appraisal may not be required.
  • May have lower closing costs.
  • Rate and term refinances only. Cash out and debt consolidation is not permitted.
  • Reduced processing time.

Reasons to consider a Streamlined Home Loan:

  • If you are doing a rate and term refinance with no cash out or debt being consolidated you should ask if you are eligible for a streamlined refinance.
  • You want to reduce the amount of documentation you have to provide for a refinance.
  • You would prefer not to have another appraisal done.

Streamlined Home Loan Options:

  • 30 Year Fixed Rate Mortgage
  • 20 Year Fixed Rate Mortgage
  • 15 Year Fixed Rate Mortgage
  • 10 Year Fixed Rate Mortgage
  • Adjustable Rate Mortgage options*

How do I get started?

Ready to get started? Looking for more information about FHA mortgages? Contact your local PNC Mortgage office today!

Apply for a Streamlined Loan with PNC Mortgage

*Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.
Equal Housing Lender logo Member FDIC logo
The PNC Financial Services Group, Inc. ("PNC") provides investment and wealth management, fiduciary services, FDIC-insured banking products and lending and borrowing of funds through its Subsidiaries, PNC Bank, National Association and PNC Bank, Delaware, and National City Bank, which are Members FDIC. Securities products and brokerage services are offered through PNC Investments LLC and/or NatCity Investments, Inc., registered broker-dealers and members of FINRA, and SIPC. Insurance products and advice may be provided by PNC Insurance Services LLC and/or National City Insurance Group, Inc, licensed insurance agency affiliates of PNC, or by licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate will receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax or accounting advice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.