Suburban homes

Tell Me About VA Loans

The VA Home Loan was created to help eligible veterans of our armed services find affordable housing. With the ability to borrower up to 100% of a home's value and flexible credit and income guidelines, the VA Home Loan is one of the best home financing options available.


VA Home Loan Bottom Line Benefits:

  • In most cases a VA Home Loan requires no down payment.
  • No mortgage insurance premiums.
  • No pre-payment penalties.
  • The VA Home Loan is one of the only "zero out of pocket" loans avaialble.

Great reasons to consider a VA Loan:

  • Any veteran eligible for a VA Home Loan should consider it as an option.
  • You want to minimize out of pocket costs on a new home purchase or refinance.
  • You would like to take advantage of the more flexible credit and income guidelines offered by the VA Home Loan.
  • You would be required to pay mortgage insurance on a conforming loan.

VA Home Loan Options:

  • 30 Year Fixed Rate Mortgage
  • 15 Year Fixed Rate Mortgage
  • Adjustable Rate Mortgage options*
  • Purchase and Refinance Options

Related Products Available

  • 10 year, 15 year, 20 year and 30 year fixed rate conventional mortgages
  • 30 year fixed interest only mortgage
  • Conventional Adjustable Rate Mortgages
  • FHA Mortgage

How do I get started?

Ready to get started? Looking for more information about VA mortgages?

Apply for an VA Home Loan with PNC Mortgage


*Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.
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© 2012 The PNC Financial Services Group, Inc. All rights reserved. Bank deposit products and services provided by PNC Bank, National Association, Member FDIC. PNC is a registered service mark of The PNC Financial Services Group, Inc ("PNC"). PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Terms and conditions of the offer subject to change without notice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.